Credit Monitoring Benefits

If you had a briefcase full of cash, you wouldn't place it on a table in an unfamiliar location and leave it for an extended period of time. Such an analogy can be applied to your credit and the importance of continually keeping an eye on it. One of the greatest credit monitoring benefits is the fact that you will have the opportunity to recognize unfamiliar or questionable credit activity before others may realize something may be wrong. By taking a proactive role in the monitoring of your credit, you can help ensure that your credit reports remain accurate and, in the event that something is amiss, quickly rectify any issues before too much damage is done.

Whether it's a personal loan, an auto loan, a mortgage or even a new credit card, people with strong credit often enjoy more opportunities and are able to qualify for lower interest rates and better payment terms. Credit monitoring can alert you of recent activity that may harm your credit score, and if it's inaccurate or the result of fraud, give you the heads up you need to set the record straight quickly.

Every day, PrivacyGuard scans your credit files at the three national credit reporting agencies - Equifax, Experian and TransUnion - and alerts you of certain changes including new inquiries, certain derogatory information, new accounts opened, public records added to the credit file, or a change of address. Monitoring all three credit agencies for these changes is important because each agency operates separately from one another, and the information they receive and include in your credit report could be different. As such, it's possible that a particular change may only show up on one of your three credit reports. By monitoring your information at all three credit reporting agencies, you can help ensure that you are keeping track of these changes regardless of the agency reporting them. See details.

In addition, PrivacyGuard's credit score tracking tool - called Score Tracker - plots your VantageScore credit score so you can see how any recent activity is impacting your credit. Score Tracker will send an alert to you if your credit score has made a significant change or reaches one of your designated milestones. See details. A drop in your score may be the sign of identity theft or an inaccuracy in your report that needs to be rectified. Conversely, a significant increase may mean you're making smart financial decisions about your credit. Either way, PrivacyGuard's credit score tracking makes it easier to stay on top of your credit picture and see your progress over time.

A drop in your score may be the sign of identity theft or an inaccuracy in your report that needs to be rectified. Conversely, a significant increase may mean you're making smart financial decisions about your credit. Either way, PrivacyGuard's credit score tracking makes it easier to stay on top of your credit picture and see your progress over time.

Plus, as a PrivacyGuard customer, you can receive your latest triple- bureau credit report - and the credit scores associated with each - every three months. That way, you can view your credit in its entirety throughout the year, which is essential for spotting and correcting any inaccuracies for things that are not being monitored.

PrivacyGuard has made getting started with extensive credit monitoring benefits quick and easy. Best of all, you can try PrivacyGuard's credit monitoring benefits - and all of PrivacyGuard's other great services - right now. Sign up today, and see the difference having the right credit monitoring benefits can make.