3 Bureau Credit Monitoring Benefits

Each day, PrivacyGuard's 3 bureau credit monitoring scans your credit files at the three national credit reporting agencies — Equifax, Experian and TransUnion — and alerts you of certain changes. Monitoring all 3 credit agencies for changes is important because each agency operates separately from one another, and the information they receive and include in your credit report could be different. As such, it's possible that a particular change may only show up on one of your three credit reports. By utilizing 3 bureau credit monitoring — the kind PrivacyGuard provides — you can help ensure that you keep track of these changes regardless of which of the three credit reporting agencies are recording them. See details.

It takes a certain type of change to your credit report to trigger a credit alert. PrivacyGuard's 3 bureau credit monitoring alerts you of new inquiries, certain derogatory information, new accounts opened, public records added to the credit file, or a change of address. Changes like these shouldn't happen without your knowledge, and if such a change occurs and you did not initiate it, it usually indicates one of two things — either some inaccurate information has been posted to your credit report, or someone may have gained access to your credit information. Whatever the reason, PrivacyGuard provides you with the resources and support you need to assess the change and quickly rectify it, if necessary.

Of course, monitoring your credit files for changes is only part of the PrivacyGuard story. PrivacyGuard includes an array of additional services that can help you protect your credit. For starters, you can receive your latest triple-bureau credit report — and the VantageScore credit scores™ associated with each — every three months. That way, you can view your report in its entirety throughout the year, which is essential for spotting and correcting any inaccuracies for things that are not being monitored. In addition, PrivacyGuard tracks your VantageScore credit score and alerts you of major fluctuations that could indicate either identity theft or a major occurrence on your credit files. See details.

PrivacyGuard also monitors the online black market where stolen credit card and Social Security numbers are traded and sold. If PrivacyGuard discovers your registered information (up to ten credit/debit cards) on these underground black markets, our fraud resolution team will help assist you to prevent your compromised cards from being used fraudulently. See details. And, if you ever have trouble understanding anything associated with your credit files, or find an inaccuracy or potential issue, PrivacyGuard is there to help too, with toll-free support and professional assistance to help you every step of the way. And it's all backed up with up to $1,000,000 in identity theft insurance, so you can always enjoy more peace of mind with PrivacyGuard.*

As you can see, PrivacyGuard's 3 bureau credit monitoring is credit monitoring and a whole lot more. Best of all, you can try PrivacyGuard's 3 bureau credit monitoring — and the rest of PrivacyGuard's many benefits — right now. Sign up today, and see what's going on with your credit.